We provide fast, reliable, and flexible loans tailored to individuals and businesses. Our services are designed to empower growth, create economic value, and support financial stability. We ensure that accessing funds is quick and stress-free.
Fast Loan Approvals
Get your loan approved in as little as 24-48 hours.
Flexible Repayment Plans
We have an array of repayment plans that suit your financial capacity.
Transparent Terms
No hidden charges; full disclosure of loan terms and conditions.
Customer-Centric Approach
Personalized loan solutions tailored to your specific needs.
Secure & Reliable
Your data is protected with top-tier security measures.
- Credit and Advisory Services
Credit Analysis
Leveraging advanced analytics and alternative data sources, Wakacredit conducts comprehensive credit evaluations that go beyond traditional credit scoring. This enables a more accurate assessment of an applicant’s creditworthiness.
Financial Advisory
Our expert advisors provide strategic guidance on financial management, debt optimization, and long-term growth planning. Clients receive actionable insights on maintaining a strong credit profile, improving liquidity, and leveraging financing opportunities effectively.
Customized Credit Solutions
Recognizing the unique financial circumstances of each client, Waka Credit designs flexible loan structures and repayment schedules aligned with individual cash flow cycles and business needs, ensuring sustainable financial management.
Market Insights & Updates
Clients benefit from regular updates on credit trends, regulatory changes, and interest rate movements, enabling them to make well-informed financial decisions and stay ahead in a dynamic economic environment.
- Our Loan Products
Efficient Execution & Quick Disbursement
Personal Loans
Life’s unexpected expenses shouldn’t hold you back. Our personal loans are designed to offer financial relief for medical emergencies, education, home improvements, travel, or any personal needs. With minimal documentation and quick disbursement, we ensure that you have access to funds when you need them the most.
Business Loans
Whether you’re a startup, SME, or a large corporation, our business loans provide the necessary funding to scale operations, invest in new opportunities, and stabilize cash flow. We offer tailored loan solutions with flexible repayment plans, competitive interest rates, and fast approvals to help businesses achieve their growth objectives without unnecessary delays.
PO/Project Financing
Waka Credit provides tailored project financing solutions for large-scale and contract-specific initiatives. This product offers structured funding for capital-intensive projects, with disbursements strategically aligned to key project milestones. Designed for enterprises requiring customized financial support, our project financing solution ensures optimal cash flow management while mitigating project-specific risks.
Our Process
Required Documents
Prepare soft copies of required documents, including a passport-sized photo, a recognised national ID, e.g. international passport, national ID card, driver’s licence, verifiable bank statements, utility bill and other documents where necessary.
Apply on Our Website
Get started by clicking ‘Apply Now‘ for either personal or business financing. Fill in the required details and submit your application.
First Contact/KYC
Our financial analyst will receive your application and engage you for further clarification.
Review Process
At this stage, you will engage with our financial team, where we gain insights into your goals, ensuring that our financial support aligns with your needs.
Loan Decision
After your application is reviewed, a decision is made to either approve or decline the loan. Approval is based on meeting our credit assessment criteria, while applications may be declined if eligibility requirements are not met or if risk assessments indicate otherwise.
Disbursement
Once approved, receive your funds quickly and begin working toward your goals, dreams, projects, or business expansion with Wakacredit by your side.
Loan Monitoring/Repayment
Once your loan is disbursed, it’s important to comply with the terms outlined in your offer letter by following the agreed repayment schedule. Completing your repayment unlocks the opportunity to apply for a new, possibly higher loan with Wakacredit.
Whether you need a business loan, personal financing, or industry-specific funding, we are here to help.
